Real estate appraisal services for homeowners in the city of Robbinsville and Mercer County

See the top 7 reasons why NJ homeowners need Home Appraisals of Central New Jersey:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Mercer county's assessment of your propertyvalue
  3. To cut your mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a NJ divorce, when property needs to be divided
  7. To determine the true market value of property in question to settle an estate in Mercer county or NJ

Do you own a home in or near Robbinsville? Do you need help determining the price of your real estate?
Contact Home Appraisals of Central New Jersey.

We at Home Appraisals of Central New Jersey understand the particular needs of a homeowner seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Home Appraisals of Central New Jersey, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Appraisals to cancel PMI

A fashionable way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Home Appraisals of Central New Jersey is experts in helping clients just like you abolish undesirable PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a local area that's going down or not appreciating as much as other homes close to yours. This only means you are most likely paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Home Appraisals of Central New Jersey is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your home is near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Home Appraisals of Central New Jersey can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would like to have a professional double-check it for efficiency or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Home Appraisals of Central New Jersey can go out and check the subject and comparables in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.